Home Equity

Get the Most From Your Home.

A Home Equity Line of Credit (HELOC) is a line of credit secured by your home that gives you a revolving credit line to help you get the cash you need for a variety of uses.  As you repay your outstanding balance, the available credit is replenished, and you can keep borrowing against the line as needed. A HELOC often has a lower interest rate than some other common types of loans.

With a State Street Bank Home Equity Line, you can use the funds for anything you want to do:

  • Remodel your kitchen
  • Update your air conditioning
  • Replace appliances
  • Build an outdoor oasis
  • Consolidate debt
  • And more

You may qualify for up to 90% of the value of your home minus the amount you owe. Our lenders will also look at your credit score and history, employment history, monthly income and monthly debts, just as they would for a new mortgage.

  • Funds available in a lump sum or borrow as needed
  • Competitive rates
  • Fixed and variable terms

Let's get started!

A HELOC can be a great way to make improvements, consolidate debt or help pay for college. Our lenders will be happy to meet with you to discuss all of your options available.

How Will You Use Your HELOC?

Here are several ways HELOCs are commonly used by homeowners. 

Our son banks a SSB and highly recommend working with Nathan.  Nathan is very knowledgeable, easy to get a hold of. Knowing he deals with many customers he and his staff never made us feel like we weren't important. 
It has been a pleasure working with SSB.   I'm confident we made the right choice for our new home loan! 
Larry
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