State Street Bank offers three unique savings accounts.

Set up automatic transfers with your checking account and watch your savings grow even faster.


Smart Start Savings

Teach your child the importance of saving early. We will even match up to $5 with initial minimum opening deposit.

  • Joint account - one adult* and one minor or UTMA
  • Child listed as primary owner
  • Unlimited deposits
  • 8 free withdrawals per quarter; $0.50 per withdrawal thereafter
  • Free Digital Banking
  • Free eStatements
  • $5 deposit to open
  • Interest compounded quarterly

Learn more about UTMA accounts.

*Limit 3 joint minor accounts per adult customer.


Christmas Club

Whether you're saving up to buy gifts for your loved ones or to throw a festive soirée, the holidays are an expensive time of year. Save year-round with our Christmas Club account. A little bit goes a long way, and a low deposit opens the account. Funds are available in November so you can start shopping!

  • Funds electronically disbursed November 1st
  • Unlimited deposits
  • Interest compounded and credited monthly
  • Free Digital Banking
  • Free eStatements
  • $10 deposit to open