As a community bank committed to providing access to banking services and loans to all members of our assessment area, we emphasize our compliance with the Fair Lending Statutes and the Community Reinvestment Act (CRA). 
The Community Reinvestment Act (CRA) of 1977 encourages banks to help meet the credit needs of the communities in which they do business, including low- and moderate-income neighborhoods.

In compliance with the Community Reinvestment Act (CRA) requirements, the following information must be maintained in the public file, current as of April 1 of each year, and may be updated periodically. Due to technical reasons, some documents are not compatible with screen readers. However, if you are interested in those documents, please contact us.

 

Assessment Area
Branch Listings
Most Recent CRA Performance Evaluation
Products and Services
Fee Schedule

Please contact us for any questions regarding costs of services and fees not listed on the fee schedule. 

Loan-to-Deposit Ratio