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|Account Type||Minimum Opening Deposit||Interest Rate||APY**|
Rates effective as of July 3, 2018 and may change without notice. **Annual Percentage Yield (APY) listed above is an estimate. Actual APY will be based on specific account terms and will be disclosed at account opening. The APY assumes the principal and interest will remain on deposit for a full year at the listed rate or until maturity. Withdrawals, fees and other conditions could reduce earnings. Penalties may be imposed for early withdrawal. If interest is not paid by compounding to the CD, the APY will be equal to the Interest Rate.