My Rewards Checking

This free checking account is unlike anything you've ever seen before! Earn free iTunes® Amazon.com® and/or Google PlayTM Store downloads every month...just for doing simple everyday banking activities you're already doing!


There's no minimum balance or monthly fees. Just use your Visa® check card to download music, movies, apps, games, books and more—we'll reimburse you for your purchases! Who said checking couldn't be fun?

My Rewards Checking
Summary

*Certain restrictions may apply, see a Customer Service Representative for more details.

Qualifications

Receiving iTunes®, Amazon.com® and/or Google PlayTM Store and ATM fee refunds is easy! In fact, the qualifications are so easy, you're probably already doing them!


  • Have at least 10 Debit Card purchases (excluding ATM transactions) post and settle per qualification cycle
  • Receive eStatements each qualification cycle
  • Log on to your internet banking account once per qualification cycle

If you don't qualify in a given month, no worries. You still pay no fees and get unlimited checking privileges.

Disclosures

*Earn up to $5.00 in iTunes®, Amazon.com®, and/or Google Play™ refunds each cycle each cycle the minimum qualifications are met. Nationwide ATM fee refunds up to $20 per statement cycle when certain qualifications are met. If you do not meet the qualifications per cycle, your account will still function as a free checking account; however, it will not receive ATM refunds or iTunes®, Amazon.com® and/or Google Play™ refunds for that time period. Qualifications are as follows: 1) Have at least 10 Debit card purchases (excluding ATM transactions) post and settle per qualification cycle, 2) Receive eStatements each qualification cycle, and 3) Log on to Internet Banking account once per qualification cycle. 3If after 60 days, we have not received verification that you are able to access and open your eStatement, your account will be changed to Advantage Checking. No minimum balance required; however, you must deposit a minimum of $100 to open this account. Available to personal accounts only. iTunes®, Amazon.com®, and/or Google Play™ purchases must be made with the debit card associated with your My Rewards account. iTunes® is a trademark of Apple, Inc.® Google Play™ is a trademark of Google, Inc. The program is not endorsed by iTunes®, Apple®, Amazon.com® or Google, Inc. nor is there any actual or implied joint venture, partnership or relationship of any kind between SSB and Apple's iTunes®, Amazon.com® and/or Google Play™. Certain restrictions may apply. Member FDIC.

Frequently Asked Questions

Is there a Service Charge for a My Rewards Checking account?

• There is never a service charge for a RealTunes Checking account. It is always a free account.


What are the "Rewards" for My Rewards Checking?

• A monthly refund of up to $5 per qualification cycle to be used for iTunes®, Amazon.com® and/or Google PlayTM Store purchases.

• Nationwide ATM fee refunds up to $20 per qualification cycle


What do I have to do to get the rewards?

  • Have at least 10 Debit Card purchases (excluding ATM transactions) post and settle per qualification cycle
  • Receive E-statements each qualification cycle
  • Log on to internet banking account once per qualification cycle

How do I make my for iTunes® Amazon.com® and/or Google PlayTM Store purchases?

• You must use your My Rewards Checking Visa® check card to make purchases at iTunes® Amazon.com® and/or Google PlayTM Store

• Refunds will be credited to your My Rewards Checking account on the last business day of the month.


How often must the qualifications be met to qualify for the rewards?

• Each qualification cycle


What happens if the qualifications for My Rewards Checking are not met?

• You will not receive the any refunds; however, your My Rewards Checking account will still function as a free checking account.


If I meet the qualifications, when will I receive my rewards?

• ATM fees and purchases will be refunded on the last day of each statement cycle.


How will I know that I have qualified for my rewards at the end of the statement cycle?

• A message will appear on your statement indicating if you have qualified or not for that statement period.


If I use my check card at an ATM, will that transaction count toward my qualifications?

• No, the required check card transactions must be a purchase with a merchant (point of sale) to count toward the qualifications.


Is there a minimum balance requirement in order to receive my rewards?

• There is no minimum balance requirement in order to receive rewards.


What is the minimum opening deposit for a My Rewards Checking account?

• $100


Is My Rewards Checking insured?

• Yes. My Rewards Checking is fully backed by the FDIC.